eSavers Account

Take your first steps towards financial independence with our GTCrea8 e-Savers account. For undergraduates between the ages of 16 and 25, this account is designed to help you make the most of your money.

What is in it for you

24/7 banking service via our various e-channels

1.15% Interest rate per annum to be paid on your Account Balance.

Complimentary invites to OPCrea8 events and Master classes

Lodgement of cheques and Dividend warrants subject to a maximum of $300 per instrument for a Tier 2 account and $3,000 for Tier 3 account

Presentation of regulatory ID ( Driver’s License, National ID Card, International Passport) when the cumulative balance in your account is above $1,200

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What else is in for you

  • 24/7 banking service via our various e-channels
  • Access to Internet banking, OPConnect and OPBank Electronic Notification Service (OeNS)
  • Personalized Dollar MasterCard for Online, POS and ATM transactions anywhere in the world
  • Competitive interest rates at 1.15% (the more you save, the more you earn)

What you will need

OPCrea8 eSavers Account customers are grouped into three different categories; Level 1, Level 2, and Level 3. As such, each category has different operational requirements. Please see below for the features of each level.

Level 1 Level 2 Level 3
Documentation Completed AOP with school details and passport picture. • Completed AOP
• Student ID (school/ departmental/ association/ library card) or Biodata Page
• Completed AOP
• Student ID
• Regulatory ID
Transaction Limit $250 max single deposit $1,200 cummulative balance •$700 max single deposit
• $2,100 cumulative balance
• Cheques & Dividend warrants to a maximum of $300
Allows lodgments of cheques, drafts and dividends into the account, subject to a maximum of $3,000 per instrument
Dollar MasterCard Instant Card $2,000 spending Limit • Completed AOP • Student ID • Regulatory ID